As college students head back to campus, a new report says almost two thirds of student loans at for-profit colleges are not being repaid. The statistic calls into question some for-profit programs' ability to prepare graduates for finding jobs, and the Obama administration has proposed cutting off federal loans to the programs with the worst repayment rates. About two-thirds of students in the class of 2013 said that they were concerned about their ability to pay for college.

With default rates at such a high, we're asking you: How have student loans affected your life in ways you didn't expect?

Recent college students are defaulting on their student loans in growing numbers. If default rates get bad enough, it can threaten federal funding for their alma maters. But a group of historically black colleges in Texas may have found a way to slow the default problem by counseling students about their financial responsibilities.

POSTED: Friday at 3 p.m. Anna Sale on the Friday shift. 

We're following the breaking news reports today that New York Governor David Paterson is ending his reelection bid, and the news that handwriting will change on the Obamas' social calendar as Desiree Rogers resigns as White House Social Secretary. For our show on Monday, we're looking across the snowy horizon to see where the news next week will be.

• Finance Takeout: New York Times business and finance reporter Louise Story tells us about a new program from the United Health Group that lets patients "visit" doctors online for about $45 a pop.
• Sports Takeout: Ibrahim Abdul-Matin previews the Monday Night Football matchup between the New York Giants and the Washington Redskins. The Giants need to win this game in order to keep their playoff hopes alive. We also discuss Kobe Bryant, who has also been on an incredible scoring streak despite playing with a broken finger.
• Listener Takeouts: Listeners called in and wrote us to share their student loan stories and also to share the stipulations they found lurking in their fine print.

• Money Takeout: New York Times business and finance reporter Louise Story reports on the bankruptcy filing of Citadel Broadcasting Company - the third largest radio group in the country and the home of popular syndicated programs from Don Imus and Rush Limbaugh, among others.
• Sports Takeout: Ibrahim Abdul-Matin recaps the weekend's NFL action, which leaves us with only one undefeated team in the league, a clearing playoff picture in the NFC but a murky one in the AFC.
• Listener Responses: Listeners keep calling in with great stories (and great tragedies) that came in the fine print of their student loans.