Answering Your Health Care Questions

Monday, September 14, 2009

Last week, President Obama addressed the nation before a joint session of Congress in an attempt to answer some questions and alleviate any doubts about his plan to overhaul the national health care system. Terms such as "co-ops," "public option," and "trigger option" are being thrown around, but not everyone understands what each of these terms mean.

To break it down for us is our Washington correspondent, Todd Zwillich, and Time Magazine Staff Writer Kate Pickert, who recently wrote a report including a glossary of health care debate terms.

Included in the report are the following definitions:

  • Health-Insurance Cooperative: Pools of people band together to collect premiums and pay health-care expenses without the help of the government or private insurance industry. These co-ops are nonprofit and owned and operated by members.
  • Health-Insurance Exchange: A government-administered marketplace or portal (via a website) where private or public insurance policies are sold.



Kate Pickert and Todd Zwillich


Hsi-Chang Lin

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