Just a year ago, the government stepped in and took over struggling mortgage and loan security giants Fannie Mae and Freddie Mac. They were the first major companies deemed "too big to fail," although they would not be the last. One year after the takeover, both Fannie and Freddie are reporting huge profits. The times, to paraphrase Bob Dylan, might just be a-changin'.
Joining us to tell us where these gains are coming from and what we've learned in our year of nationalized mortgage lending is Louise Story, Wall Street and finance reporter for the New York Times.